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For account-to-account A2A payment providers, PYMNTS Intelligence research finds, education continues to present a huge barrier to adoption.By the NumbersA2A payments, which bypass the middleman to move money quickly from one account to another, commonly enabled by providers such as PayPal, Venmo or Cash App, are gaining ground. In fact, 36% of consumers use them, according to the December 2023 PYMNTS Intelligence study Tracking the Digital Payments Takeover: Consumer Familiarity Controls Account-to-Account Payment Growth, created in collaboration with聽Amazon
stanley mug Web Services.Yet the study, which drew from a survey of more than 3,300 U.S. consumers, found that, among the nearly two-thirds who had not made A2A payments in the previous three months, there was a gap in understanding. The most common reason cited for not having done so was that many consumers do not know how these payments work, with 36% of non-users listing this as the most important reason for not making A2A payments.The Data in ContextIndeed, players in the space are noting consumers confusion and the challenges it presents.Nuvei聽Vice President of Product聽Ed Dean聽noted in an interview with PYMNTS that there is a lack of familiarity thats holding back wider use of A2A transfers, and that has to do with the newer use cases being created around an old payment system. What has changed is the banks introduc
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Although U.S. Trade Representative Robert Lighthizer and Treasury Secretary Steven Mnuchin are going to Beijing for trade talks later on this week, there are still a few obstacles in the way of a trade deal. Most notably, the fact that China has so far refused to ease its restrictions on foreign technology companies.Ahead of the talks, the U.S. reque
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stanley cup nsfers and ease a requirement for firms that want to store data locally.While聽The Financial Times cited sources who reported that China did make an initial offer, the U.S. found it insufficient. And after the U.S. demanded stronger concessions, China retracted the offer altogether.The concessions are, of course, important to Americas largest technology companies. Foreign cloud servicers are pretty much cut out of the market, but China gets the benefit of their well-developed business model and technology, so thats something we would like to see go away, said Naomi Wilson, senior director of policy for Asia at the Information Technology Industry Council, which represents major tech com
stanley cup panies in Washington.Another point of contention could be the Trump administrations attacks against Huawei, the Chinese telecommunications network company that the U.S. has deemed a security threat. It doesnt make sense for Beijing to give on this while we have this global campaign to block Huawei, said Samm Sacks, a cyber security and Chi
