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 SIM swaps, employment schemes, business email compromise, tech support fakes, auction fraud, romance scams 鈥?fraud comes in many forms, and 2021 was a banner year for it.In its  2021 Internet Crimes Report  released Tuesday  March 22  the FBI called the pandemic era wave of cyberattacks and malicious activity  unprecedented,  estimating that losses rose to a record $6.9 billion last year, up 7% from 2020 overall, with alarming spikes in certain areas.Compiled by the FBIs Internet Crime Complaint Center  IC3 , the latest report showed that cybercrooks are going for the most lucrative targets, led by financial services and healthcare.Another growing area is complaints of fraudsters impersonating customer support agents ,which IC3 said  has taken on a variety of forms, such as financial and banking institutions, utility companies, or virtual currency ex stanley germany changes. In addition to the fact that spoofing  falsified emails, phone calls, forged websites  and phishing/vishing/smishing/pharming  impersonators seeking sensitive data using email and social media  are the top  stanley polska tactics now in use, here are five things we learned from the 2021 Internet Crimes Report.See also: Will FBIs New Crypto Crime Unit Bust Industrys Mainstream Image Ransomware Follows the MoneySaying it expects  an increase in critical infrastructure victimization in 2022,  the new report stated th stanley water bottle at 
  • f all critical infrastructure sectors reportedly victimized by ransomware in 2021, the healthcare and public health, fi Udem Scandals May Lead To Reform In Stagnant Corporate Japan, Economists Say

 Most people did not consider 2009 an ideal time to start any kind of small business 鈥?the credit markets had more or less squeezed shut, a staggering number of Americans stanley us  found themselves on the unemployment rolls and the economy seemed like it might be on the brink of ruin.But when聽entrepreneur Derek Cha, his wife, Annah Kim, and their two children moved to Richmond in 2009, the problem they found as most immediately pressing was the complete and utter lack of decent frozen yogurt options on offer. Having relocated from the West Coasts fro-yo rich environment, the Richmond frozen yogurt scene left a lot to be desired.And that was a problem they could fix.And so in 2009, sweetFrog opened its first location in Short Pump, Va. 鈥?and the world met Scoop and Cookie, their frog mascots.Flash forward eight ye stanley becher ars, and sweetFrog has been hopping along pretty busily 鈥?there are now 350 sweetFrog locations spread across the U.S. kubki stanley  with international locations in the Dominican Republic, U.K. and Egypt. It is no longer quite a mom-and-pop operation anymore 鈥?in 2015 Cha sold a controlling interest in the company to Richmond-based聽Boxwood Capital Partners.Cha still owns 12 franchises and retains 15 percent of the company, but he is not a company officer or board member.So how did the company manage to innovate something as simple as frozen yogurt Self-Service And Customer ChoiceThe frozen treat experience in the pre-sweetFrog world was something of a stereotyped experience 鈥?a few classic fl