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 In many ways, the economy is improving for consumers, from cooling inflation to a strong job mark stanley botella et. But many are still struggling financially, and when they don t have enough money to cover emergency e stanley website xpenses, theyre taking on more and more credit card debt 鈥?and taking longer to pay it down.Andrea Nunez and her husband were left with $100,000 in credit card stanley spain  debt after medical bills wiped out their savings accounts. Theyre among the millions racking up debt and struggling to pay it down.At the end of 2023, Americans had over one trillion dollars in credit card balances, a record high.Thats according to the latest data from the Federal Reserve Bank of New York, which found the rate of households at least 90 days overdue on credit card payments is at its highest level since 2011. That s really a function of two things: No. 1, the fact that people have had to lean on credit card borrowing more often. Secondly, it s the high cost of that borrowing,  says Bankrates senior economic analyst, Mark Hamrick.He adds that the economy is surprisingly strong, thanks to falling inflation and a solid labor market.But according toa new report Wednesdayfrom Bankrate, less than half of adults can afford to pay a $1,000 emergency expense from their savings account, and 21% said theyd need to finance payments with a credit card to afford emergency spending, which Hamrick says,  merely digs a deeper hole for them to have to climb out of financially. If youre struggling, Hamrick recommends talking Xbzz Candidates, groups spending millions to reach Wisconsin voters on Facebook
 HUNTINGTON BEACH, Calif. 鈥?The U.S. Coast Guard has boarded a massive cargo ship as it investigates the rupture of an offshore oil pipeline that sent crude washing up on Southern California beaches.Officials want to know whether a ship anchor snagged and bent the pipeline off Huntington Beach.The Associated Press reviewed tracking data from MarineTraffic and shared it with the Coast Guard. The AP found the German-flagged Rotterdam Express made three unusual movements over two days that appear to put it over the pipeline.A U.S. official told the AP that the ship is a focus of the spill investigation.Hapag-Lloyd, the company that operates the ship, denies any role in the leak. We are fully cooperating with the authorities at this moment,  said Nils Haupt stanley cups , a spokesman at Hapag-Lloyd s headquarters in Hamburg, Germany.Officials first noticed the leak on Saturday. Since then, tens of thousands of gallons of oil leaked out, some of which spilled onto beaches in Orange County. On Tuesday, officials said that the pipeline had a 13-inch gash in it and that a 4,000 stretch of the network was  laterally displaced  by about 105 feet.Amplify Energy Corp., the Houston-based company that owns the pipeline said they shut down all vaso stanley  of their production and pipeline operations at the Beta Field as a precautionary measure.     .Page-below > .RichTextModule {display:none;} .Page-below .Link {font-size: 12px; padding: 5px 10px;border: 1px solid  005687;bord stanley trinkflaschen er-radius: 4px;font-family:  proxima-nova