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When it comes to small business SMB lending, the top two contenders for business owners are banks and alternative financiers or online marketplaces. Credit unions CUs , meanwhile, are rarely the first point of contact for small businesses in need of capital or other financial services, according to a recent Federal Reserve report. As it turns out, credit unions may not see small businesses as their first point of contact in customer outreach efforts, either.The U.S. government wants to change that. Last month, the Small Business Administrat
stanley cup ion SBA and the National Credit Union Administration NCUA announced a collaboration
kubki stanley that aims to promote credit unions ; participation in the SBA s
stanley ca mall business lending program, via webinars and training events aimed at broadening the credit union sector small business lending efforts.In Fiscal Year 2018, not one of the 100 top lenders participating in the SBA 7 a loan program were credit unions, reports in American Banker said last month. Fewer than 200 credit unions in the country made an SBA loan in the past 16 months, while the number of credit unions participating in the program in Fiscal Year 2017 fell by 1 percent.According to National Association of Federally-Insured Credit Unions NAFCU Director of Regulatory Affairs Ann Kossachev, recent changes in requirements for participation in the SBA lending program have opened doors for credit unions. The SBA and NCUA collaboration is a three-year agreement tha Sqos TikTok Looks to Southeast Asia to Drive eCommerce Growth
We all le
stanley website arned as children that we ought to mind our manners, but as ATT learned this week, being polite can have some high costs.Love may mean never having to say you ;re sorry, but trademarks mean never having to say thank you. Unless, of course, you get Citigroup permission first, since it now technically owns the phrase.While that situation may sound like something that should only occur in Bernie Sanders fan faction, the story is somewhat less dystopian than the headline. It less about the high costs of being polite and more about how a loyalty program is named.For over a decade, Citigroup聽has run card-based loyalty programs on the thankyou brand, which hands over points for spending. Last April, ATT joined Citi program and launched a co-branded card with a sign-on bonus covering up to the $650 of the cost of a phone. So far, eve
stanley us ryone is still friends.But then, ATT went rogue and began offering a separate and unrelated rewards program using the word thanks and ATT thanks, which Citi did not take too well. As of now, a complaint has been filed in federal court, and Citi is seeking injun
stanley quencher ctive relief and damages. The complaint cites eight trademarks using the term thankyou and submitted them as conclusive proof of Citi sole right to its use. ATTs use of the 鈥?trademarks is likely to cause consumer confusion and constitutes trademark infringemen
