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NEW YORK AP 鈥?When President Joe Biden announced a plan to forgive student loan debt, many borrowers who kept making payments during the pandemic wondered if they d made the right choice.Borrowers who paid down their debt during a pandemic freeze that started in March 2020 can, in fact, get a refund 鈥?and then apply for forgiveness 鈥?but the process for doing that hasnt always been clear.If you think youre eligible, heres what you need to know:___WHO IS ELIGIBLE FOR A REFUND Borrowers who hold eligible federal student loans and have made voluntary payments since March 13, 2020, can get a refund, according to the Department of Education.For some people, that refund will be automatic. You can get a refund without applying if your payments brought your loan balance below the maximum debt relief amount: $10,000 for all borrowers and $20,000 for Pell Grant recipients. Borrowers can check their bal
stanley cup ance in their studentaid.gov account.For example, if a borrower paid $100 a month for 10 months of the pandemic and their balance is now $8,000, that $1,000 will automatically be refunded. Then they can apply to get the rest of their debt forgiven.But if a borrower paid throughout the
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stanley cup ill owes $14,000, they wont get an automatic refund. They can, however, apply to have $10,000 of that debt erased.Another group of people that has to apply for a refund is those who completely paid off their loan balance during the pandemic. If thats you, youre eligible for loan forgiveness, Lghx FDA advisers back Moderna s COVID-19 vaccine for older kids
Calling all Hobbits, Wizards, Dwarfs, and Elves to be part of a wonderful adventure.The Lord of the Rings is based in Middle Earth, it was filmed in New Zealand, and now, one
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stanley cup ring the story of Lord of the Rings to southeast Wisconsin.Rebecca Alm is on the quest to build a replica Hobbiton which is where Frodo, Bilbo, and the rest of the Hobbits are from. It will kind of be like a hotel mixed with a bed and breakfast mixed with a theme park. ...a fully functional Hobbiton, where you will be welcomed with open arms and a
stanley cup pint of ale! Underground dwellings, gardens, a lake, paths through the woods, and more pastoral and fantastical settings will be yours to explore at Hobbiton Stay WI, the Hobbiton Stay WI website said.The goal is to create a replica of the The Shire. You will be able to spend a few days in a Hobbit Hole, eat and drink at The Green Dragon pub, and walk the hills of The Shire.The plan to create Hobbiton Stay WI is still in the infancy stages. There are many things that have to be done and a lot of money that needs to be raised to construct this. Alm, the creator, is also trying to figure out a suitable place to build this replica Hobbiton in southeast Wisconsin. At the moment, it is just a website. However, you can help this vision come to fruition by joining the team.If this does get built, Alm hopes that it will rival the movie set that attracts hundreds of thousands of visitors to New Zealand every year. There could be gardens, wed