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With inflation at its highest levels in four decades, it comes as no surprise that Americans are tapped out of their savings
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The Small Business Administration is trying to level the playing field for underserved business owners, who were largely shut out during the early days of the Paycheck Protection Programs previous rounds.The program reopened Jan. 11, and for two days is accepting applications only for first-time PPP loans from community financial institutions that typically serve minority-, women- and veteran-owned businesses. On Jan. 13, the program will open to borrowers applying for second-draw PPP loans through community financial institutions. Applications from other financial institutions wont be accepted until later in the week.Still, borrowers need to move quickly 鈥?funds ran out in less than two weeks when the program first opened last year 鈥?and be able to prove that they qualify for a PPP loan. These tips will help you do just that:1. Contact your lender 鈥?nowReach out to your lender immediately and let it know you intend to apply, whether for an initial PPP loan or second-draw loan. It can let you know if its participating and clue you in to the forms and docume
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