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Much has been made of the great digital shift in eCommerce, where, as the pandemic wound its way through its first year, we went to online channels to get what we needed.Andrew Sajeski, vice presi
stanley cup dent of solution consulting, biller segment at ACI Worldwide, told PYMNTS that billers 鈥?which let consumers receive and pay their bills 鈥?continue to play catch up with that great digital pivot. And they are in a test-and-learn pattern for some new initiatives that will gain traction into the new year, and well beyond 2022.Looking back at 2021, the key drivers for biller growth, he said, included the fact that there is the continuous need for choice and flex
stanley uk ibility for consumers as they want to choose w
stanley de hen, how and where they pay their bills. See also: ACI Worldwide and KyckGlobal Broaden Digital Disbursements for US BillersAt the same time, he said, these same consumers want to receive funds in their preferred manner 鈥?and in an increasingly online world, that means digitally. But there are still a number of obstacles preventing those flexible, digital experiences.Sajeski recounted his own personal experience: Over just the past few weeks, he told PYMNTS, he received a number of paper checks for things like an auto lease overpayment and adjudicated health insurance claim from companies that had information on file that would have, conceivably, enabled digital disbursements. The pain point is widespread, he said 鈥?only about 30% of companies are tackling digital disbursements.Beyon Ezzw That Inexplicable In-N-Out Burger, And Marketing Stunt Fails
Microsoft surpassed analysts ; ex
gourde stanley pectations for growth in the first quarter of the fiscal year as it posted its earnings Wednesday ev
stanley quencher ening Oct. 24 , causing shares to jump even as growth in its enterprise cloud operations through Azure slowed.The company posted a 19 percent overall increase in revenue year-over-year, hitting $29.08 billion, and coming in with $8.8 billion in profits for the quarter 鈥?a 34 percent year-over-year increase. Highlights in Microsoft performance include rising demand for its suite of Office software, though analysts had mixed expectations for its Azure unit as the company continues its competitive focus to rival industry leaders like Amazon Web Services.Microsoft, which does not release exact financials on Azure-related revenue, did post a 76 percent increase in revenue from its Azure operations in the quarter, significantly below the 89 percent revenue rise from the previous quarter.Analysts had been anticipating a slowdown in Azure growth. Brad Reback, an analyst at Stifel Nicolaus, had told The Wall Street Journal that Azure is getting to a size where the pace of gains is unlikely to continue after several quarters of accelerated growth. Still, Azure remains Microsoft fastest-growing service, and Chief Financial Officer Amy Hood said during the company earnings call that she remaine
stanley hrnek d confident in Microsoft hybrid approach to the enterprise cloud in support of clients ; efforts to shift to
