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 Minnesota Democratic Gov. Tim Walz and Republican Sen. JD Vance of Ohio faced off in the  CBS News Vice Presidential Debate  Tuesday night. The nearly two-hour debate remained mostly cordial 鈥?with the running mates of Vice President Kamala Harris and Former President Donald Trump both agreeing on several issues. However, it was Vance s refusal to acknowledge that Trump lost the 2020 presidential election that drew the ire of Walz toward the end of the debate.  He [Trump] is still saying he didn t lose the election ... Did he lose the 2020 election   Walz asked Vance.  Tim, I m focused on the future,  Vance responded.   That is a damning non-answer,  W stanley cup alz interjected.Vance followed up by saying that he and Trump think there were problems in 2020 and would be  happy to talk about it further. RELATED STORY | Scripps News fact-checks the Walz-Vance vice presidential debateThe Middle EastThe debate covered a number of topics, but none more internationally pressing than Iran s missile strike on Israel. The first question the moderators asked Walz was whether he would  support or oppose a preemptive strike by Israel on Iran. Walz, who appeared nervous, paused a number of times, but said,  Israel s ability to defend itself is absolutely fundamental. stanley cup   Walz elaborated, claiming a second Trump presidency would be a danger to the world. What we ve seen out of Vi stanley mug ce President Harris is steady leadership,  Walz said.  Donald Trump delivered stability in the world, and he did it by establis Owms US long-term mortgage rates increase for the first time since October
 Which seems like a better use of money 鈥?more than a decade of federally funded cancer research or one years worth of fraudulent insurance claims  The price tags, it turns out, are the same: $80 billion.Insurance fraud is a widespread and continuous problem in the United States, according to David Glawe, president and CEO of the National Insurance Crime Bureau. He and other ind stanley cup ustry experts say fraud is a factor in about 10% of property and casualty claims, a category that includes auto and home insurance.How does insurance fraud affect premiums If you think insurance companies are content to pay the $80 billion annual bill for fraud out of their own pockets, youre mistaken. The massive deficit caused by fraud  is directly translated to increased premiums for you and [me],  Glawe stanley canada  says.The average American family spends an extra $400 to $700 on pr stanley travel mug emiums every year because of insurance fraud, according to the FBI.What is insurance fraud Fraud takes many forms and isnt limited to serious and obvious acts of deception. All of these are examples of insurance fraud:Intentionally setting your own home on fire and then filing an insurance claim for the damage.Claiming that your stolen television was newer and larger than it actually was.Registering your car at a friends address to get lower auto insurance rates.Bottom line: If you knowingly mislead your insurance company for the purpose of making money, youre committing insurance fraud.You might even be involved in insurance fraud wi