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Consumers kept a tighter grip on their wallets in September, trimming spending by 0.3 percent after a summertime shopping spree that propelled a third quarter of strong economic growth.The largest over-the-month decrease in spending in a year, reported Friday by the Commerce Department, came after consumer spending shot up by 1 percent in July and then another 1.1 percent in August. Consumers spent more lavishly earlier as they began to see the cash from
stanley uk President Bush s third round of tax cuts.Economists had said in advance of Friday s report that the brisk pace of spending mdash; which helped spur a 7.2 percent annual rate of growth in the third quarter mdash; just couldn t be sustained. They had predicted that shoppers would rein in their finances in September, and they did just that.Analysts had forecast a 0.1 percent decrease in spending. The 0.3 percent decline was the largest since a 0.4 percent drop in September 2002.Americans incomes, meanwhile, rose by 0.3 percent in September for the third month in a row. That was slightly better than the 0.2 percent increase economists were calling for. Income growth is the fuel for future spending. The spending and income figures are not adjusted for price changes.Consumers, wh
stanley mug ose spending accounts for two-thirds of all economic activity in the United States, have been buying at a sufficient pace to keep the econ
stanley cup omic recovery from the 2001 recession moving forward.Despite the slowdown in September, consumers helped prop Azeq One-Man Ugandan Space Program To Build Country s First Satellite
Why do you come out of the weekends wondering why your wallet is so unaccountably empty There are a lot of reasons, but the most telling is evocatively called the what-the-hell effect. Most of you are taking some time today to curse your weekend self for spending all your money on . . . what Can you even remember You got a few drinks, and maybe you wanted the more luxurious treatment when you went to the salon, and maybe you got that hot dog at the game even with the stadium pricing. But how could that add up to so much money It probably started with the Denomination Effect, which gets its name from experiments which show that smaller denominations of money get spent more carelessly than larger denominations. When a group of students were given four quarters for participating in an experiment, 8221
stanley botella ; they were much more likely to spend them on candy for sale nearby which was the actual experiment than
stanley trinkflaschen students who had been given a dollar. We are careless when we ;re spending what we see as the change. This goes for large change as well as small change. The effect is so pronounced that we ourselves are aware of it. When people want to be careful with an amount of money, they specifically request it in a larger denomina
stanley quencher tion. We know we ;ll be more reluctant to break a fifty than a twenty. Here the problem. Once a person has broken those larger bills, the entire leftover part becomes change.
